THE number-crunching, the 'market-capital-interest' jargon, the serious faces.

Have they all made you believe finance and investment are something 'only a few men understand'?

Do money matters seem too esoteric a field to you?  Would you love to earn something extra on your own, but are not sure how to do it?

The fundamental concept behind 'Millenium Maam' is to help those with a finance fobia, understand basics of finance.

Here, the group members attend regular classes on finance and management and reap the benefits.

'Millennium Maam' is a brainchild of Bishnu Dhanuka, an investment expert, who set up the class 13 years ago.

"It was a challenge for me. I wasn't charging any money. Through word of mouth, I started with 15 students," recalls Dhanuka.